We have FANTASTIC credit, steady jobs,nice equity in our current home, and are pre qualified(30yr fix)(no credit card debt, only current mort., an available line of credit and car loans). We found the worst house in a excellent neighborhood with a slow market.Its at the beach in an area that is predicted to skyrocket [...]

home equity loan. Your answers were fantastic. Thank you so much. But I didn’t give all the details. I am 56 yrs. ancient and have some health issues going on. It’s hard for me to work. But, I am in the process of getting a foster child, which would provide a monthly compensation of [...]

he has mood swings, even though he is stable on meds , he is v hard and mean . he carries the baggage of last 10 yrs. remembers all terrible things, he does not work, on disabilty. helps around the house infrequently. if does dishes he will break a few or leaves the food [...]

I have 1 credit card that is maxed, mortgage, home equity and some other small personal loans (thanks to my lying husband) and I find myself broke.
Seriously, I do not know what I am going to do for dinner tomorrow because my food runs out today and I have two small children. I do [...]

I want to pay off all the terrible debt that I have on my credit reports from when I was in college a few years back, I was dumb and irresponsable, I have grown up a lot since then and I have been chipping away at it, but recently the home that I was purchasing [...]

I just do not see many being funded. I had hoped that this would be a way to get a excellent loan with terrible credit. Our credit is terrible because we have a lot of medical and dental bills on there and the only excellent is a house note and car note. We [...]

(Firstly I apologise for the length of this, but I wanted to clarify the whole situation just so there’s no ambiguity).
Here in Brisbane, Australia we get 7-8 sun hours per day on average (source: http://www.livingin-australia.com/sunshine-hours-australia/ ); our household uses ~20kWh per day based on the average of all the power bills for 2009. Using this [...]

I had a few loans out through my significant other, one small one that i used for a car about $6,000, one larger one for about $28,500, and then we had some combined stuff to do around the house, etc, so that was a home equity for about $30,000…all in all those were gotten about [...]

I am 48 years ancient, seven years my house will be paid off, I have approx. 40 thousand in retirement, last year started roth IRA, no credit card debt, but I a owe a credit union for a personal loan at 9% $2000,and a $3000 fixed 7% home equity loan. Ashamed to say [...]

My husband and I bought a manufactured home back in 2001. Unfortunately, we were very inexperienced and did not know that having money down at closing was so vital. At the time, we also had terrible credit, but the dealer was determined to sign us. We finished up buying down 7 points [...]